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Online fraud screening service

For better merchant protection from online credit card fraud X-Cart 4.x has an integrated fraud screening facility. Antifraud service is a subscription based service; however with X-Cart license we offer a free trial for antifraud screening.

If fraud screening is enabled, X-Cart transfers non personal data about a placed order to our antifraud service, where the request is processed and estimated risk factor for the order is returned. If risk factor exceeds the specified threshold then the order is delayed for manual check (phone call to a buyer, asking for additional evidence of authenticity etc.). Antifraud system provides a detailed report with an explanation what was suspicious about the order. This functionality is particularly useful when selling goods with immediate electronic delivery (like software, music, content etc.) because this kind of goods are most often ordered using stolen credit cards.

Antifraud service runs on the servers of our company and assesses the fraud risk factor by processing MaxMind's GeoIP/minFraud service data via our unique algorithms. The algorithms are based on our substantial experience in online credit card processing and are specially adapted to be used in X-Cart shopping cart system.

To use this service, please open "Buy products/services" page in your HelpDesk account and purchase "Antifraud Service subscription (10 000 requests a year)". Upon the purchase a key is provided. This key is to be used on Antifraud service page of your installation of X-Cart. Please refer to the user manual for a better description.

One key can be used in up to 4 stores. if a request from 5th store comes, antifraud service becomes unavailable for the store which has not been requesting the service for the longest time among the other 4.

However, if within a year time since the purchase the subscription is extended by acquiring another set of 10000 requests, the remaining requests of the older key will be added to the new ones, so you will have 10000 extra requests together with the remaining from the older purchase.

Service
Setup fee
Annual fee
Antifraud subscription (10,000 requests)
USD 0.00
USD 23.00

City Accuracy for Select Countries
The following table shows a breakdown of the accuracy of GeoIP City on a city level by country for selected countries. While only larger countries are shown below, the GeoIP City database covers cities worldwide.

Updated February 12th, 2008Source: www.maxmind.com

Countries Correctly Resolved Within 25 Miles of True Location *) Incorrectly Resolved More Than 25 Miles from True Location Not Covered on
a City Level
Argentina 77%(77%) 22% 1%
Australia 66%(66%) 33% 1%
Austria 78%(78%) 21% 1%
Belgium 89% (90%) 10% 1%
Brazil 74% (76%) 23% 3%
Bulgaria 83%(85%) 14% 3%
Canada 83%(83%) 16% 1%
Chile 73%(74%) 25% 2%
China 60%(61%) 38% 2%
Colombia 82%(83%) 17% 1%
Croatia 78%(79%) 21% 1%
Cyprus 82%(82%) 17% 1%
Czech Republic 71%(71%) 28% 1%
Denmark 83%(84%) 16% 1%
Egypt 73%(79%) 20% 7%
Estonia 77%(77%) 22% 1%
Finland 84%(84%) 15% 1%
France 65%(66%) 33% 2%
Germany 75% (75%) 24% 1%
Greece 58%(58%) 41% 1%
Hong Kong 84%(86%) 14% 2%
Hungary 76%(76%) 23% 1%
Iceland 89%(89%) 10% 1%
India 67% (70%) 30% 3%
Indonesia 72% (73%) 26% 2%
Ireland 72%(73%) 27% 1%
Israel 72% (73%) 27% 1%
Italy 63% (63%) 36% 1%
Japan 72% (78%) 21% 7%
Korea, Republic of 61%(86%) 9% 30%
Latvia 87%(88%) 12% 1%
Luxembourg 95%(95%) 4% 1%
Malaysia 66%(68%) 31% 3%
Mexico 78% (79%) 21% 1%
Netherlands 87%(87%) 12% 1%
New Zealand 66%(69%) 30% 4%
Norway 78%(80%) 20% 2%
Philippines 71%(72%) 28% 1%
Poland 67%(68%) 32% 1%
Portugal 75%(75%) 24% 1%
Romania 64%(64%) 35% 1%
Russian Federation 85%(87%) 13% 2%
Saudi Arabia 44%(51%) 43% 13%
Singapore 94%(95%) 4% 2%
Slovakia 60%(61%) 39% 1%
Slovenia 79%(79%) 20% 1%
South Africa 72%(73%) 26% 2%
Spain 75%(76%) 24% 1%
Sweden 81%(81%) 18% 1%
Switzerland 62%(63%) 37% 1%
Taiwan 85%(87%) 14% 1%
Thailand 72% (73%) 27% 1%
Turkey 82%(82%) 17% 1%
United Arab Emirates 76%(78%) 21% 3%
United Kingdom 54%(64%) 31% 15%
United States 81% (83%) 16% 3%
Venezuela 69%(69%) 30% 1%

X-Cart: shopping cart software & ecommerce solutions.

 

 

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